Chapter 15 - Contract of Insurance
| 29.1501 Limitation. An insurer authorized to do business in Ameri… |
| 29.1502 Fire insurance. Fire insurance includes insurance upon buildi… |
| 29.1503 Marine insurance. Marine insurance includes insurance upon ocea… |
| 29.1504 Life insurance. Life insurance includes insurance on all form… |
| 29.1505 Accident, sickness, health, and liability insurance. (a) Accident insurance and sickness or health… |
| 29.1506 Fidelity and surety insurance. Fidelity and surety insurance includes all gu… |
| 29.1507 Motor vehicle insurance. Motor vehicle insurance includes all insuranc… |
| 29.1508 Title insurance. Title insurance includes insurance or guarant… |
| 29.1509 Workmen’s compensation insurance. Workmen’s compensation insurance includes ins… |
| 29.1510 Annuity. “Annuity” or “annuity policy” means any agree… |
| 29.1511 Mortgage insurance. “Mortgage insurance” means insurance against… |
| 29.1512 Property insurance. “Property insurance” means insurance on real… |
| 29.1513 Miscellaneous. “Miscellaneous insurance” includes insurance… |
| 29.1520 Capacity to insure. Any person capable of making a contract may b… |
| 29.1521 Capacity to be insured. Except as provided in 29.1520 through 29.1527… |
| 29.1522 Insurable interest-Generally. (a) Every interest in property, or any relati… |
| 29.1523 Insurable interest-Measure of. Except in the case of property held by the in… |
| 29.1524 Insurable interest-Carrier or depository. A carrier or depository of any kind has an in… |
| 29.1525 Insurable interest-Type of- Existence. An interest in property insured must exist wh… |
| 29.1526 Change of interest. (a) Except in the cases herein specified, and… |
| 29.1527 Transfer of subject matter insured. The mere transfer of subject matter insured d… |
| 29.1530 Filing and approval. (a) Except where otherwise provided by law, n… |
| 29.1531 Grounds for disapproval of policy forms. The Commissioner shall disapprove any form re… |
| 29.1532 Commissioner’s withdrawal of approval. The Commissioner may, at any time after a hea… |
| 29.1533 Information required. (a) The written instrument in which a contrac… |
| 29.1534 Signature. (a) All policies issued on risks in American… |
| 29.1535 Coverage. When the name of the person intended to be in… |
| 29.1536 Subsequent owner of interest. A policy may be so framed that it will insure… |
| 29.1537 Liability policy direct action. On any policy of liability insurance, the inj… |
| 29.1538 Insolvency or bankruptcy. No policy of liability insurance may be issue… |
| 29.1539 Open or valued policy. A policy is either an open policy, which is o… |
| 29.1540 Approval of form. (a) An insurer may not use a policy form in e… |
| 29.1541 Assignment of policies. A policy may be assignable or not assignable,… |
| 29.1542 Policy constitutes entire contract. (a) Every contract of insurance must be const… |
| 29.1543 Charter and bylaw provisions. No policy may contain any provision purportin… |
| 29.1544 Payment discharges insurer. Whenever the proceeds of, or payments under,… |
| 29.1545 Regulation of sales material. The Commissioner, if he considers it necessar… |
| 29.1550 Accrual of premium. The insurer is entitled to payment of the pre… |
| 29.1551 Right to return of premium. Unless the insurance contract otherwise provi… |
| 29.1552 Acknowledgment of receipt of premium. An acknowledgment in a policy of receipt of t… |
| 29.1560 Approval. (a) All rates, rate schedules, rate plans, an… |
| 29.1561 Standards. An insurer, in making rates, and the Commissi… |
| 29.1562 Rating bureaus. Insurers are authorized to become members or… |
| 29.1563 Disapproval of filings by Commissioner. (a) If, within the waiting period, the Commis… |
| 29.1564 Motor vehicle insurance rates. The following chart indicates the maximum all… |
| 29.1565 Liability rates for buses and taxis. (a) Annual maximum motor vehicle liability ra… |
| 29.1566 Violation-Penalty. Any person violating 29.1560 through 29.1564… |
| 29.1570 Perils not insured against-Rescue efforts. An insurer is liable: (1) when the thing insu… |
| 29.1571 Liability of insurer—Negligence of insured. An insurer is not liable for a loss caused by… |
| 29.1572 Notice of loss. Failure to give notice of loss covered by any… |
| 29.1573 Preliminary proof of loss. When preliminary proof of loss is required by… |
| 29.1574 Waiver of defects in notice or preliminary proof. All defects in a notice of loss, or in prelim… |
| 29.1575 Waiver of delay. Delay in the presentation to an insurer of no… |
| 29.1576 Proof by third person-Sufficient compliance. If a policy requires, by way of preliminary p… |
| 29.1577 Failure to pay loss, recovery of amount due, and damages. In all cases where loss occurs and the insure… |
| 29.1578 Total loss by fire or miscellaneous insurance-Recovery of full amount. A fire or miscellaneous insurance policy, in… |
| 29.1580 Definition. Double insurance exists when the same person… |
| 29.1581 Contribution by insurers. In case of double insurance, the several insu… |
| 29.1590 Definition. A contract of reinsurance is one by which an… |
| 29.1591 Authorization. No admitted insurer may reinsure with any oth… |